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High Volume & Franchise

Enterprise volume deserves more than a ticket number.

SolvitaPay supports merchants processing over $1M monthly — with direct access to the person who manages your account, not a call center queue.

The Math at Scale

At high volume, small inefficiencies compound.

A rate difference that looks negligible on a small statement becomes a material line item once volume scales. The gap rarely shows up as one obvious fee — it accumulates across three recurring sources.

Example

10 bps on $1.5M/mo

Recoverable margin

$18,000/year

Leak source 01

Interchange downgrades

Transactions that don’t qualify for their lowest possible interchange tier because required data — AVS, tax amount, PO number — wasn’t passed. Each downgrade adds basis points silently, transaction by transaction.

Leak source 02

Padded pass-through fees

Processors frequently mark up "pass-through" interchange costs beyond what the card networks actually charge, and bury the markup across multiple line items so it’s difficult to isolate on a statement.

Leak source 03

Unoptimized card mix

Rewards cards, corporate cards, and B2B cards each carry different interchange costs. Without routing and acceptance tuned to your actual card mix, you absorb avoidable cost on a meaningful share of volume.

Level 2 / Level 3 Data

B2B and corporate card volume can qualify for reduced interchange.

When enhanced data — tax amount, purchase order number, line-item detail — is passed along with a B2B or corporate card transaction, that transaction can qualify for a lower interchange category. On eligible volume, this typically saves 0.50%–1.00%.

Most processors never set this up, because it requires configuration most merchants don’t know to ask for. We actively manage Level 2/3 qualification for B2B merchants, so eligible transactions are captured automatically rather than left on the table.

Before / after example

Standard interchange2.60%
With Level 2/3 data1.80%
Effective savings0.80%

Franchise & Multi-Location

Built to manage an organization, not a single location.

Consolidated reporting

One dashboard across every location — volume, fees, and effective rate rolled up at the organization level and broken out by site.

Phased rollout, zero downtime

New locations move over on a schedule you control, one at a time. Existing sites keep processing without interruption while the transition happens in the background.

Uniform group pricing

Every location processes under the same negotiated rate structure, and pricing improves as a group as total volume grows — not location by location.

One dedicated contact

A single point of contact manages the account for the entire organization — no call center, no ticket queue, no re-explaining your setup at every location.

Get Started

Request a Pricing Review

Tell us a bit about your business. We\u2019ll follow up directly — no automated queue.

Prefer to talk now?

(815) 290-0639