High Risk
Payment processing for high risk
Real merchant accounts for businesses other agents turn away.
The Problem
Why most high risk businesses are overpaying
CBD, firearms, nutraceuticals, subscription billing, adult content, travel, and dozens of other verticals get labeled "high risk" by standard processors, and routinely declined or placed in restrictive accounts. SolvitaPay has established relationships with banks and processors who specialize in these categories.
Common challenges
Standard processors decline or terminate high-risk merchant accounts without warning
Reserve requirements can freeze significant operating capital
Chargeback thresholds are tighter and penalties are steeper
Subscription and continuity businesses face recurring billing scrutiny
How SolvitaPay helps
Direct placement with banks that specialize in your vertical
Transparent reserve terms, rolling, capped, or reserve-free when warranted
Chargeback prevention tools and dispute management support
Subscription billing infrastructure with proper descriptor setup
See what you're actually paying.
Upload your current merchant statement and we'll return a line-by-line analysis showing hidden fees, your real effective rate, and what it looks like with SolvitaPay.