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Auto Dealers

Payment processing for auto dealers

Lower processing costs on high-ticket vehicle and service transactions.

Why most auto dealers businesses are overpaying

Auto dealers run some of the highest average tickets in any industry — yet most processors charge rates built for convenience stores. SolvitaPay structures dealer accounts on interchange-plus pricing so you capture the real cost of every card type, not a padded flat rate.

Photo placeholder — Auto Dealers

Common challenges

  • High average ticket means even a small rate difference costs thousands per month

  • Mix of debit, rewards, and corporate cards creates wide rate variation

  • Service department and F&I transactions often billed at incorrect interchange categories

  • Many processors lock dealers into long contracts with equipment leases

How SolvitaPay helps

  • Interchange-plus pricing so you see exactly what every card type costs

  • Level 2 data capture on corporate and fleet card transactions — reduces interchange automatically

  • Month-to-month agreements with no early termination fees

  • Integration with dealer DMS platforms (Reynolds & Reynolds, CDK, Dealertrack)

What clients say

"Testimonial placeholder — add a real quote from a auto dealers client here."

— Client Name, Business Name

See what you're actually paying

Upload your current merchant statement and we'll analyze every line — showing you hidden fees, the rate you were quoted vs. what you're actually paying, and what we can do instead.