Auto Dealers
Payment processing for auto dealers
Lower processing costs on high-ticket vehicle and service transactions.
The Problem
Why most auto dealers businesses are overpaying
Auto dealers run some of the highest average tickets in any industry, yet most processors charge rates built for convenience stores. SolvitaPay structures dealer accounts on interchange-plus pricing so you capture the real cost of every card type, not a padded flat rate.
Common challenges
High average ticket means even a small rate difference costs thousands per month
Mix of debit, rewards, and corporate cards creates wide rate variation
Service department and F&I transactions often billed at incorrect interchange categories
Many processors lock dealers into long contracts with equipment leases
How SolvitaPay helps
Interchange-plus pricing so you see exactly what every card type costs
Level 2 data capture on corporate and fleet card transactions, reduces interchange automatically
Month-to-month agreements with no early termination fees
Integration with dealer DMS platforms (Reynolds & Reynolds, CDK, Dealertrack)
See what you're actually paying.
Upload your current merchant statement and we'll return a line-by-line analysis showing hidden fees, your real effective rate, and what it looks like with SolvitaPay.