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Plain-language guides to payment processing, interchange, pricing models, and the fees that most processors hope you never look too closely at.

What Is an Effective Rate and Why Every Merchant Should Know Theirs
Pricing Basics·June 2025

What Is an Effective Rate and Why Every Merchant Should Know Theirs

Your effective rate reveals the true cost of accepting cards — here's how to calculate it and what a healthy number looks like.

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Interchange Plus vs. Flat Rate: Which Pricing Model Costs You More?
Pricing Models·June 2025

Interchange Plus vs. Flat Rate: Which Pricing Model Costs You More?

Two of the most common pricing structures explained side by side so you can see which one fits your business.

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How Cash Discounting Can Eliminate Your Processing Fees Entirely
Programs·May 2025

How Cash Discounting Can Eliminate Your Processing Fees Entirely

Cash discounting is legal, growing in popularity, and could reduce your processing costs to zero.

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